Sunday, September 06, 2009

My definition of the word shopaholic means you are a compulsive shopper who spends beyond your limits and buys things you have no use for. I USED to be a shopaholic. Just the thought of me going to hit the mall gives me excitement. I could spend 8 hours in a shopping mall. My closet WAS overflowing with never-worn clothing. My attic WAS bulging with boxes and boxes of shoes that have never touched pavement. One day, I'll show my shopping bags of different brands which I have collected thus far. I cannot resist entering a store with the word "70% discount", "CLEARANCE" and "SALE" just to check out what's on sale. Smileys If everything is so cheap, it's like, if I don't buy it, omg, I will regret in the future when I need it.

My "magic cards".Smileys


Everything went well for me until... the credit card bills came!!! Debts are piling high and I feel like I am paying my credit cards FOREVER! What began as joy at finding a few good bargains can end in financial ruin. Smileys

I could feel the pain of having not enough money at the end of the month. On top of it, I still have to live for the rest of the month without enough cash for daily expenses. The amount of stress created by some creditors seemed to be growing each day. I was suffering for a while until I was introduced to some debt management programs. It was a total surprised to me when a non-profit debt management group really did help me out. They helped me in so many ways which I could not even imagine. They solved that via some negotiations with my creditors. In fact, they helped out to reduce some late payment charges and interests. This program consolidated all my debts into one affordable payment scheme with new interest rate. Isn't this great or what? It is simply amazing how tedious and never ending stress ended just with a snap of fingers when one finally seeks help from a professional counselor. My advice is not to be shy when you are in debts. Seek help before it takes your smiles and laughter away!

Well, I still occasionally shop for clothes, shoes and handbags, of course. But, I'm no longer a shopaholic because I managed to keep my spending under strict control! Smileys My goal is to get me out of debt!!

32 comments

Mariuca said... @ 6/9/09 11:29 PM

=-O =-O

Mariuca said... @ 6/9/09 11:29 PM

:-$ :-$ :-$ :-$ :-$

Mariuca said... @ 6/9/09 11:29 PM

debt mgt chop! :* :* :* :*

Mariuca said... @ 6/9/09 11:30 PM

Sure or nooooooot u no longer a shopaholic Monica?!! ROTFLMAO! :* :* :* :* :* :*

Mariuca said... @ 6/9/09 11:31 PM

Yest I finally watched confessions of a shopaholic lol! Read the book then watched the movie ha ha! 8-) 8-) 8-) 8-)

Mariuca said... @ 6/9/09 11:31 PM

Scared la thinking abt my cc lol! *DONT_KNOW* *DONT_KNOW* *DONT_KNOW* *DONT_KNOW* *DONT_KNOW*

Monica said... @ 6/9/09 11:33 PM

Mariuca! :-D :-D :-D

Recent blog:=- Debt Management Works!

Monica said... @ 6/9/09 11:36 PM

sure lah Mariuca! I mean I no longer spend beyond my limits!! :-D :-D :-D :* :* :*

Recent blog:=- Debt Management Works!

Monica said... @ 6/9/09 11:37 PM

:-$ :-$ :-$ :-$ :-$

Recent blog:=- Debt Management Works!

Monica said... @ 6/9/09 11:38 PM

1 point for u! :* :* :* :*

Recent blog:=- Debt Management Works!

Monica said... @ 6/9/09 11:39 PM

I haven't read the book but I've watched the movie of coz! :-D :-D :-D

Recent blog:=- Debt Management Works!

Monica said... @ 6/9/09 11:42 PM

me too so scared!!!! :'( :'( :'( :'(

Recent blog:=- Debt Management Works!

tekkaus said... @ 7/9/09 6:06 AM

War...looks like you really love to shop huh! Then the saying, "Shop till you drop!" must be true to you aye Mon! :)

Recent blog:=- Buy Backpack & Get 10K PA?

tekkaus said... @ 7/9/09 6:06 AM

Fuyoh! So many bags, shoes and clothes? Goodness. Thank goodness my wife is not a shopaholic! :)

Recent blog:=- Buy Backpack & Get 10K PA?

levian said... @ 7/9/09 7:54 AM

what a very helpful program that is.
good to know that you are on your way out of debts.
keep it up, mon! =)

Recent blog:=- kitty..

elai said... @ 7/9/09 8:13 AM

:* :* :* :* :*

elai said... @ 7/9/09 8:17 AM

a shopaholic!!! good thing you can control yourself now :) :) :) :)

LadyJava said... @ 7/9/09 8:37 AM

Monday Mon!!! :)
Are you on holiday today??

Recent blog:=- Music Monday - With All My Heart (Debbie Gibson) **

Monica said... @ 7/9/09 8:42 AM

Morning LJ! yeah holiday today! :* :* :*

Recent blog:=- Debt Management Works!

Ane said... @ 7/9/09 8:49 AM

Good Morning Mon!! :) :-D :-D

Recent blog:=- Wordless Wednesday: A Couple of Cam-Whores*

Monica said... @ 7/9/09 8:51 AM

Morning Ane! OMG I don't know how to reply u @ Twitter!!!! :-[ :-[ :-[ :-[ :-[ :-[ :-[

Recent blog:=- Debt Management Works!

Ane said... @ 7/9/09 8:52 AM

OMG Mon, I am still a compulsive buyer!! I so totally know how you feel!! OMG, I haven't paid off all my debt yet!! :-P :-P

Recent blog:=- Wordless Wednesday: A Couple of Cam-Whores*

Life Ramblings said... @ 7/9/09 9:09 AM

the convenience of using c/c is very tempting, isn't it? :-$ :-$ :-$

Life Ramblings said... @ 7/9/09 9:10 AM

i'm also struggling to stay within my budget and i seem to spend more money than i should. >:o :(

Life Ramblings said... @ 7/9/09 9:11 AM

good to hear you managed to keep your spending under strict control! :)

Hitesh said... @ 7/9/09 12:22 PM

woo hoo............\,,,/

ayie said... @ 8/9/09 7:13 AM

I've been having hard time commenting :( :( :( :(

ayie said... @ 8/9/09 7:14 AM

it's taking forver to get my comments submitted :'( :'(

foongpc said... @ 8/9/09 8:01 PM

Like Mariuca said, are u sure u are no longer a shopaholic? Hehe

Recent blog:=- Of Holidays And Childhood

foongpc said... @ 8/9/09 8:03 PM

I used to have credit card debts, but luckily I go on a very strict self descipline and managed to repay all my debts. After that, I cancelled all my credit cards and left only one. Yes, now I only have one credit card. Why need so many? The more cards, the more temptation to spend!

Recent blog:=- Of Holidays And Childhood

foongpc said... @ 8/9/09 8:04 PM

Wah! You have so many clothes and shoes! So did you get to wear them or not? If not, go and donate to others lah :)

Recent blog:=- Of Holidays And Childhood

foongpc said... @ 8/9/09 8:05 PM

Sales and discounts are all very tempting. I have experienced buying things I do not need just because of discounts! Now I always ask myself a few times if I really need those discounted items before I buy them! ANd it had helped me reduce my discount shopping spree! :)

Recent blog:=- Of Holidays And Childhood

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